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Dave Winer posted an entry on Scripting News

Which bank has the best online UI?

August 14 at 10:31 am - Link

Abhishek, CubFan, Robert Clockedile, Ben Wern and 5 other people liked this

Too bad you're in the US...TD Canada Trust has an awesome interface. - Mack D. Male

Wells Fargo's online service is not bad, I've been using it for years. - Bjorn Stromberg

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they all suck - Craig Burton via twhirl

TD Canada Trust sucks. The interface is stuck at 800x600 or something, I can't find what I want easily and the worst part is I've had to enter an answer to a security question right after I've ALREADY logged in! How does that make any sense?? - Rudolf Olah

Do Credit Unions count? USAA.com (I was one of the UI designers) - Sean McGee

I second USAA. - elroy via twhirl

Wachovia is not bad, in fact I was just there. - Scott Lockhart

Dunno what you're talking about Rudolf. I run it at 1280x1024 and it works great. Only time you have to enter a security question is if you use it on a different IP from your last login (I think). - Mack D. Male

I'm really liking Bank of America Dave. That and no matter what city I travel to... there's the physical location should I need it. May even be one close to Sand Hill Road. Must check that out RFN! Well, sure 'nuff... 2180 Sand Hill Rd to be exact. OK, happy all over again. - Gerald Buckley

I made a choice based on insfrastructure recently over interface. By that, I mean I chose a new bank not likely to fail in the next year or two. While I still have accounts at Citibank and Wachovia, my local City National Bank is one of the most stable and conservative in the nation, whereas Citi and Wachovia and even BofA are on a downward spiral. City National's works, but is not great. Citibank was ehhh. Wachovia personal is excellent, but Wachovia Business is the worst piece of crap ever developed. - Brad Nickel

More on failing banks, check out the Bank Implodo Meter: http://bankimplode.com/. This article may be a bit over the top, but it is very scary. http://www.dailykos.com/storyo... - Brad Nickel

Sorry, one more thing. You can't count on the FDIC. Indy MAC took 10% of their funds. They have to charge banks already in trouble more in premiums to cover more banks which will push more out of business. They've begun recalling retired FDIC employees to handle the bank crashes. There may not be enough available to cover your money and how long will you have to wait to get to it even if you are covered..... - Brad Nickel

It is pretty amazing how poor the user interfaces of online banks are. Frankly, I suspect they're conservative intentionally, just like their buildings tend to be. - Dion Hinchcliffe

@Mack hm, I'm pretty sure that the CSS for the interface constrains to a small size. I haven't used the site for a month though because it gave me nothing but trouble the last time. Maybe I'll give it another go - Rudolf Olah

@bradnickel, what do you think, withdraw it? - Gregory Lent

Commerce Online Bank puts asterisk in the password AND username field. So how do I tell which one I typed incorrectly. - Khürt Williams via twhirl

So far I've found TD Canada Trust to work the best out of everything I've tried (Scotiabank and PC Financial being the others). - John Duff

I hear the Royal Bank of Scotland has a nice one. - Roberto Bonini

CIBC was ok for me in Canada. that is comp'ed to RBC.. I have never used UI of other institutes here (Canada) for personal banking. Worst UI my AMEX expense reporting ! - Peter Dawson

I haven't found a good one yet. - Morton Fox

buxfer.com is by far the most refreshing thing in online personal finance. I can aggregate mulitple accounts (BofA, Amex, etc), automatically import and tag tx (it does auto tagging for familiar tx), provides reports and graphs, etc. its like quicken-meets-delicious-in-a-browser-on-steroids. BONUS: iphone interface is awesome (take that BofA!)! Amazing piece of work. - Frank Jurden

Bank of America. It's really well thought out, with seemingly obvious features like running balances in your transaction list just like you might see in your own register! It's amazing how many online banking sites omit this common accounting element. - Todd Harris

While agree that BofA can be really frustrating - especially if you ever move states!- it beats a lot of sites on functionality. Wells Fargo is perhaps simpler, but that's because it can't do half of what BofA can online. To be fair Wells Fargo has been making improvements to the online experience. I haven't used USAA as much, but I agree that it has rich funtionality and a good interface. However, there are eligibility requirements for USAA. - Laura

BofA got a lot of their current interface from their BankBoston acquisition. BB, through various incarnations, was a pioneer in online banking, going all the way back to DOS days. They did some really good stuff when everybody else was still chipping arrowheads. IMHO, it's pretty good on the whole. But it does have some gaps, as you found. This is a tough interface, since there are so many small operations and nit-picky variations to keep people happy. Luckily the customer service by phone is good. - David Lewis

any point is, which bank do u think is the safest for online banking ? - Peter Dawson

Hi Dave - its been a while since I've heard from or about Sally. Congrats on your life changes and health. I've used Bank of the West for 12 years and I find their online stuff, although late to the party, to be easy and obvious. I used Paytrust.com since beta as well and have my bills sent directly to them. I use BOW to pay most of my recurring expenses. - Cindy

@gregory - I moved bulk of money to a very highly rated bank that I found via bankrate.com. Very conservative. Day to day transactions are Wachovia with a small balance there for most debit card transactions so I can still stock up on reward points. - Brad Nickel

Wamu (Washington Mutual) has made a lot of improvements in the last year. I'm pretty happy with it. Editing recurring payments is pretty straight forward. - Peter Warnock

I had a BoA account between 2004-06 when I lived in Boston. Have had a Citibank account since I graduated college. I really disliked BoA's web interface compared to Citibank's. I dumped my BoA account and moved everything back into Citibank as fast as possible after leaving Boston. - Rebecca MacKinnon

Wells Fargo has been good in online banking though I'm not using it anymore. - Amit Morson

Usaa is the best I've seen. - Mark Interrante

Lyn posted a link

Magnetic Calendar

July 24 at 5:03 am - via Bookmarklet - Link

Dave Lovely, Savas Ozay, Chris Weige, icono and 21 other people liked this

"These calendar fridge magnets designed by ukrainian designer Serhiy Chebotaryov was awarded the Bronze prize at the Kiev International Advertising Festival '08"... $taggz_design $taggz_calendar $taggz_magnets $taggz_idea - Lyn via Bookmarklet

I want these ... - Alemsah

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bende konusma baloncuğu şeklinde var (resimleri buzdolabına tutturmak için).İçini kendiniz yazıyorsunuz. Getireyim mi herkese bir sonraki likeminda? - Goktug Oguz

@Goktug bi deneyelim - Muammer Okumuş

@goktuğ yine likemind sabahı uyuyakalmazda gelebilirsem ben isterim. :) - can oktay heper

@can e uyuyakalma bu sefer ... ben getireyim bir miktar, yetmezse gene getiririm. - Goktug Oguz

that's some fantastic design! - lisa-k

goktug, getir getir - Alemsah

Like this, but what's that #32 for? - Kamilah Gill

Great question Kamilah ;) - Nicholas Kreidberg

Can't see where to buy... not much use if it's not in English (for me). - nadim

Sometimes you just need 32 days to get things done? - Victor Ryden

Corie Allison posted a link

Ferrari Hybrid by 2015!

July 24 at 9:39 am - via Bookmarklet - Link

imabonehead, Mahdi Ebrahimi, Ryan Brenizer, DSaad69 and 17 other people liked this

those things are gorgeous - I would def classify them as art forms - Marco (aureliusmaximus)

I'll see your Tesla and raise you a Ferrari... - Live4Soccer

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Good to see Ferrari designing cars which are both modern and representative of the company's classical lines. Awesome. - Chris Baskind

Seven years from now the first hybrid ferrari? not very impressive to me... - Matthias Schwenk

2015! Late adopters! :P Better late than never... - Hao Chen

Want! - Chris Reed

even if i start saving now, i still won't be able to afford it - Cee Bee

We don't need to buy art, just enjoy it. This is Corie's answer to Thomas Hawks photo favors. - Russellreno

Oooh! Very cool. Love those cars! Thanks Corie for some rad pics... - Mitchell Tsai

I dont Know why i only like BMW cars.I think I have problem. - DSaad69

Corie Allison posted a link

Volkswagen’s Cars of the Future

July 24 at 9:47 am - via Bookmarklet - Link

Clay Newton, Anthony Citrano, imabonehead, James Tenniswood and 17 other people liked this

Those are cars? I'm all for innovative design but come on... - Live4Soccer

Smartest move Volkswagen could make: A la the new Beetle, bring back the VW Bus but make it a hybrid.... - Chris Reed

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If VW wanted to do a new MicroBus, they might want to cop some of this tech: http://news.mongabay.com/2005/... - Bren

@ Chris - Yes, I think that's a great idea. - Corie Allison

Bren - I no likey - Corie Allison

I dont like it either...but the tech is good for a microbus. I happen to disagree that a new microbus is a good idea... - Bren

"Grown-up" hippies would like it. - Corie Allison

Hippies = ick. - Bren

LOL, I agree, but there are a lot of them. - Corie Allison

So there are the Minority Report cars. I'm still waiting on the floating, glove-powered monitors. - Chris Baskind

Unfortunately true. I can see it now: a man in late-middle age, balding, but with a heavily salty pony-tail and a mustache driving around shirtless in his hybrid 'New' MicroBus. Ugh. - Bren

The Hippies are getting old and won't have the income for a new Hybrid...Soon, they'll be "broken-hippies" and moving to FLA or Palm Springs... - Live4Soccer

They almost look like pine box derby cars. - AJ Kohn

that is nothing but a cosmetic makeover - Noah David Simon

What a bunch of ugly hippie stereotypes. Christ. - Chris Baskind

Hippies that grew up, got real jobs, had kids...and are now trying to regain their youth? - Corie Allison

Chris: true. I'm sure that there are hippies who do not conform to any of the above stereotypes. They are not the hippies I was referring to, obviously. And in truth, the shirtless man could be something other than an aging hippie. He might be an aging reactionary republican who just happens to like looking like an aged extra from the set of 'Easy Rider.' Either way, the world doesn't need a new microbus, which was my original point. - Bren

I eat hippies for breakfast and I only buy American cars... even in the future. - Noah David Simon

Good luck with that, Noah. - Bren

rrrr ribbit - clarke thomas

kinda looks like a prowler with a fourth wheel - Cee Bee

What I really want is a car + bike (2-in-1) like in The Dark Knight. That would be so $. - Hao Chen

I've seen lawnmowers that are more attractive than that. - ::Kristen::

I want one of those lawnmowers, in that case. - Bren

Quite radical looking but yet geeky :) - imabonehead

Duncan Riley posted a link

One feature where Identi.ca kicks Twitter

July 23 at 11:13 pm - via Bookmarklet - Link

Nancy Babyak, Nikpay, Barry de la Rosa, fbrunel and 42 other people liked this

I agree. Handy. - Chris Baskind

Yup. I totally agree, but it will never be needed as much as we need it now migrating away from Twitter. I switch it off eventually once most have migrated as I still like to be somewhat picky. - Roger Kondrat

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Roger, still it's a nice start. Nothing worse than having to chase up follow emails on a new service - Duncan Riley

Totally since usually there is so many... I can't imagine what it would be like being you guys (scoble, duncan, Om, etc)... I get X and sometimes XX amoung on a good day and I feel taxed - Roger Kondrat

I saw that, and it is nice. Twhirl reads Identi.ca too - Barbara Duck via twhirl

Conceptually this sounds like a great feature. However what happens when spam bots start appearing on Identi.ca like they have on Twitter? I really don't want to auto subscribe to accounts claiming to make me $50,000 in 3 months. - Chris Rodgers

@chris Agreed - Roger Kondrat

I thought about the spam issue, but the ease of use in this early stage far outweighs the inconvenience of any future unsubscribing I would have to do - Rahsheen(isSoAwesome)

Chris, true, but at this stage of early development (ie when it's not that widely known), being able to follow automatically is a bonus as an option. I'd like to follow way more people on Twitter for example, but I'm not willing to go through the over 2000 emails I have to do so. The solution may not be perfect, but it's a start. - Duncan Riley

Rocks until the spammers come knocking - I used the twitter autosubscribe feature of socialtoo till I was following quite a lot of spammers. - Yuvi

Where IS this autosubscribe feature? I can't see it anywhere on my identi.ca profile or in the settings. - Cathryn Hrudicka

Cathryn, should be bottom of the settings page - Duncan Riley

Thanks, Duncan, but now I can't seem to get on to my settings page--it seems like I'm logged in, and I've been posting, but the settings page had nothing but the log-in box. So, I logged out and tried to log in again, and now I can't get back on. I'm going to re-set my pw—tomorrow. Too tired now, have to get up early. Will try again tomorrow. I had the autofollow script on Twitter, but now that's completely screwed up with the Twitter follow situation, so hopefully identi.ca's will continue to work. - Cathryn Hrudicka

Just a matter of time before spammers exploit this. - Mike Doeff

Thanks for the tip. It had escaped my notice. - Phil Yanov

http://tweetlater.com offers the autofollow feature for Twitter... most peeps don't turn on b/c we like to check out who's following b4 deciding whether to follow back. ;) - Mari Smith

Mari, thx on Tweetlater, I've been looking for a service like this - Duncan Riley

Still no spam control though - I need to say "everyone except..." - Jesse Stay

I love the identi.ca fo no reason. - DSaad69

You could probably just do that with a quick Twitter API app. - Lawrence via twhirl

Lawrence that will be one of the next features on socialtoo.com - Jesse Stay

Auto-follow is the reason why Twitter failed if you ask me. Who has time to follow the possibly 1000s of people that follow you? It makes 0 sense and no wonder that people are going to FriendFeed where no one cares how many follow you. - Vincent van Wylick

I turned this on today...cool feature! - Susan Beebe

Vincent - the advantage of auto-follow is all 1000 of those people have some interest in me. When I do pay attention to them, I have a bond with that person that I would not have if they had not followed me in the first place. Those people that follow me have an interest in me and I can't ignore that. - Jesse Stay via twhirl

Jesse: I'm glad for you that you can't, but I know of myself that I *will* ignore 99% of them, not by desire, but because I can't keep up. There have been studies written on the subject of how many people a person can logically interface with & still provide them with value. The maximum number was around a 100 I think. It was referred to in the conclusion of M. Gladwell's Blink or his previous book. I stick to my original statement that Twitter fails through a focus on quantity instead of quality. - Vincent van Wylick

That must be assuming they are all trying to talk at the same time. - Rahsheen(isSoAwesome)

Vincent it's *ok* to ignore them though. The fact is you showed the effort to appreciate them following you by at least showing some interest in them. I use RSS, and some times SMS to pay attention to the really interesting ones, and the rest I skim over, but the fact is because of that I'm still able to perhaps catch a few gems and talk back to those interested in me. I have still created a quality relationship by doing that. It's all about organization of the way you use Twitter though to ensure that relationship lasts. It is possible, even with a busy lifestyle. - Jesse Stay via twhirl

Jesse: I've read the propaganda. Even Scoble, who was the most vocally pro on this, stepped back from this philosophy. The theory makes sense, the practice is a mess of a Twitter-stream. Example: I got people following that don't speak my languages, should I follow their "gibberish" (not meant insultingly, I speak 4 languages) out of respect? Example 2: 30% of my followers are spammers, should I have to endure their spam out of respect? Instead I follow those people, whose person, stream, blog I like. - Vincent van Wylick

what a load of baloney. Do you RSS feed anyone who leaves a comment in your blog? No. So why would you follow someone who finds YOU interesting (apart from ego and I guess some of the big list people have that in spades).. I would never expect the people I find interesting to follow me. Nice if they do but I don't judge them if they don't. Expectations of reciprocity is a setup for FAIL! - Allison

Allison, just because you wouldn't use it doesn't make providing it as an option for some people who would a bad thing. - Duncan Riley

Actually Twitter supports it but you have to ask them. I wrote a bot and they activated auto-following immediately. i think Twitter choose not to make this feature public because of spammers. - fbrunel

I think the "(best for non-humans)" in the picture says it best. - Vincent van Wylick

michael arrington posted an entry on TechCrunch

Yahoo Enters The Analytics Business By Acquiring IndexTools

April 9 at 4:54 am - Link

Abhishek, Shawn Jooste and Christopher Yeo liked this

Doesn't Yahoo need to focus? Instead of finding more ways to compete head to head against Google? - felix