"Thank you Apple now you an actually get an accurate review of a product. My favorites have always been 1 star review, and the words"first review"." - Blackopsmanners
If everyone understand risk of high-risk mortgages, then why still people invest in it? Why they dont move to safer markets? - Veetrag
The catch is that the salesman gets paid on the day the deal closes. (This happens at each level, from the originator through the securitizer.) If we started predicating compensation on actual 5 year value, this would right itself immediately. - Christopher Sacca
It's all about irrational exuberance. Oh yeah, and hubris. - Clay Newton
So let me get this straight you think giving a $450k home on a 5 year interest only loan to a guy that makes $8.50/hour is a bad idea? I see no problem with this. - Blackopsmanners
@Sacca Totally in agreement with you and what a difference it would make if the rules were changed. Problem is, the people making massive amounts off of these immoral pratices don't want to change it. One of the downsides of our highly capitalistic values. Money talks. - Steve Sebestyen
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surely it was intentionally made more complex than that - mortgages "packaged" en masse to spread risk, and then sold to other institutions. Also each firm likely figured there was another "greater fool" to buy these questionable mortgages and a fed bailout if the worst happened. Then add in the "easy" profit from interest on all those morgtages while they held up and one can see how they were rather alluring to Wall St... - Jason Kaneshiro
You should really listen to the This American Life special on the "Global Pool of Money." It spells out the problem better and more completely than anything else I've heard. This mess has many, many fathers. - Kevin Pedraja
The real problem was 3rd parties were happy to buy the contract off you (even GSEs). The stock market expected every bank to grow at an unsustainable rate so why not give a high-risk loan, package it up and sell it on and get your bonus? - Cains
"Blizzard says November so that means January. I have to deside which camp I'm gonna be in the "just get it out there in Nov and fix the bugs later", or the "they need to not release it until it's right"." - Blackopsmanners
"I just hope Apple will use this time to focus on more calculator, tip calculator, level, and restaurant locator apps. I think I have 65 apps that will help me find a bad restaurant, see if the table is level, and then figure out how to add 15% to a bill. Thank god we were protected from this app." - Blackopsmanners
I had a Johnny Horizon sticker on my bedroom door. I was helping Johnny Horizon clean up America for our 200th birthday. (Whip Inflation Now.) - Ontario Emperor
via fftogo
I remember the awesome Kaptain Kangaroo episode about the 4th of July and the Founding Fathers. That show had a huge impact on me. - Tad, better than boredom
I have just learnt that Captain Kangaroo wasn't actually a Kangaroo. I'm Australian, so I automatically assumed he was... Was he even a Captain?... I'm so disillusioned... - Johnny Worthington
I've had the dropped calls on alot of phones, the resets stopped for me after 2.0.1, and I'm not sure what you mean by an "immature OS", but I prrefer it to other smart phones. - Blackopsmanners
Has everybody had this many problems? I haven't had too much wrong with mine except for problems with visual voicemail, and that's not available anywhere else - I'd be curious to read what people have to say in comments. - Sanjay
The only disappointment I've had with the 2nd generation iPhone has been the GPS which rarely gives me the blue dot. - Akiva Moskovitz
Even with the 2.0.2 update I still get better 3G connectivity on my Windows Mobile phone in the same spots than I do with the iPhone. I have tons of dropped calls a day. UI gets sluggish and barely usable (like writing emails or sending text messages). Like Chris, I often have to do hard resets just to get hte phone to work. - Brandon LeBlanc
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I agree. And mine crashed the day I bought it >:( - Jax Dragon
You must be one of the 2%, 'cause mine rocks... either that or user error - Jason Carreira
Don't know about the actual phone, but on my iPhone 1.0 the OS bugs have been about fixed. Also I think that at&t service is crappy. Were I live there is like no service. Also I think Apple should have set up their own towers. - Daniel
I've had none of these problems with my 3G. Must be a hardware defect afflicting a small population. - Kevin Fox
I have a love/hate relationship with mine. Not sure what I could replace it with though. there's just nothing that compares IMO - Jesse Stay
mine hasn't crashed since the first update - battery is fine for my usage - applications just work (though some do indeed crash) - it definitely has less dropped calls than my last phone - Frederic
Wow. I've got the BlackBerry Curve and have enjoyed it lots. the boss is buying me a 2.0 iPhone. I've got this fear that I'm going to hate it. - Chris Brogan
The signal is a bit weak compared to my last phone, but no major problems. I love the applications. - Charles
Why is it if people don't experience these problems themselves they easily shrug it off as a problem "afflicting" a small portion of iPhone users. Because you don't have any problems hardly means its not impacting a good amount of people. - Brandon LeBlanc
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@chris brogan same here. I love my Curve, the only issue is that sometimes it freezes. - Phillip Jeffrey
@Brandon because Steve Jobs came out and said it was a problem affecting 2% of phones - Jason Carreira
To paraphrase Winston Churchill: It has been said that the iPhone is the worst form of smart phone - except all the others that have been tried. - invariant
My dad still has a great rotary dial. Has never crashed in 30 years. Next... - rob
As far as I know, my mother still has a rotary phone hanging in the garage. It can receive calls but, unsurprisingly, it can't make them. - Akiva Moskovitz
HATER! EVERYBODY DON'T BUY AN I-PHONE WHAT HIS NAME SAYS ITS BAD - orionstarr
Never dropped a call here, though I live in the city of AT&T's former international headquarters. - Robert Haas
The iPhone is the best smartphone, hands down. The problem here is that you expect it to be like all other apple products...near perfect. In the cell phone market, this is not really possible yet because apple does not own the telecommunications company. - Bob Blunk
I don't have problems with dropped calls, but 3G sucks in San Francisco on it. - Thomas Hawk
Absolutely LOVED my 1st gen iPhone with 1.1.4 firmware. Ever since the firmware upgrade ... suckage. Slow apps, frequent crashes, poor battery life ... that has NOTHING to do with cell coverage or network. It's ALL on Apple. *booo* - tj hanton
I'm trying to figure out what smart-phone to buy http://is.gd/1Nx3, so I'd appreciate any comments/hints/recommendations. - Alex Popescu
I love my blackberry. Never drop calls (even in the mountains), qwerty keyboard, awesome. I never actually "surf" on my phone so I'm perfectly happy with the browser for my immediate needs (ie - Wikipedia for bar arguments) - George Smith
I love my blackberry 8150 pearl also. surfing is great...Google apps work beautifully. email always right there...good speakerphone..no complaints1 - John Foss
Gotta say I disagree. I've been using the iPhone 3G for a month and am pretty happy. I haven't had many problems with it. It's not perfect, but I'm glad I switched from my Blackberry. - Mark Logan
I'm a blackberry owner too and want to gloat about what a wonderful phone I have. It's a 8300 curve with no dropped calls, it has a Internet browser that isn't 3G but that's why I also carry a really nice iPod touch. The blackberry operating system works really great, with no problems at all. I also have push email. And I got google maps, gmail all on the phone. :) - Colide81 (James)
I was REALLY happy with the iPhone v1. The 3G has been lass reliable, but I love the apps. Updated to 2.0.2 yesterday and so far so good. Fresh issues aside, I'd never switch back to BlackBerry. I love my iPhone dearly. - Steve Isaacs
The new iPhone sheen is wearing off for me, too. I neglected to charge mine last night so now I have a dead phone. The battery life is poor. Reception not good, either. My screen requires constant cleaning. I'd say as a pocket computer it's very cool, but as a phone it's debateable. - Jason Kaneshiro
The styling is awesome, the screen is fantastic (when they don't use a bad supplier) and the browser is pretty good. The rest of the functionality? I prefer my Winmo phones which are pretty mature. The HTC Diamond Pro should bring it all together and not force me onto AT&. - Soulhuntre
And as its from Apple I bet you paid a tonne for it? I'm very happy to never have owned or desired to own anything from Apple. I'll give it to them their marketing department is brilliant but I seem to find their products are over-hyped versions of other products/unoriginal features put into a new box, more expensive and lesser quality. - Kol Tregaskes
my housemate has a 3G and it's UI is annoyingly sluggish. I used it briefly and it was immediately evident. He hates that part of it. - Chieze Okoye
that is unfortunate, but it think Red Dawn foretold this happening. Better call the wolverines. - Blackopsmanners
I regularly encounter issues because of my alias "Ontario Emperor" (which is named for the California city, not the Canadian province). But I've never been the target of an invasion. P.S. Is there really a city in the nation of Georgia with the name "Java"? As if the country didn't have enough confusion already... - Ontario Emperor
I've never found a proper source but have heard some urban legends (or would be it be rural legends?) that local farmers flooded downtown Warsaw, North Carolina in 1939 after radio reports and word spread about the German invasion. - qthrul
That's what I immediately thought! I thought that the Russians were killing our Georgia! - Nate Pilling
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OMG. And they said WE were the Northern Aggressors. - Cyndy
To be completely honest, Mac OS X isn't the only reason why I love my Mac. The design of the actual computers are sexy. There's no way I'd buy one of those janky looking clones. - Matt Horton
I hope this will help drive down the prices of apples. I love them, but I think they are a bit overpriced. - Blackopsmanners
Want to buy a Mac. Won't do it till the prices come down. Maybe this will help. - Jim Bednarz
I'm sure he will use his arrest as a publicity stunt. and reform himself so they can cover his recovery right before his next big movie comes out. - Blackopsmanners
What’s believed to be the world’s first Tesla Roadster crash took place in San Francisco this evening at the corner of Geary and Gough streets at about 6 p.m. PDT. - Leo Laporte
I think he may have been going a smidge too fast. With any luck he rear-ended Al Gore or Ed Beagle Jr. they won't mind. - Blackopsmanners
Believe it or not, a design firm. I am launching something new and have been talking with folks about logo/identity work. They offered me a discount rate of tens of thousands of dollars and made sure to spell my name wrong in the quote. When I politely thanked them for their offer but let them know I was going with someone else, they wrote this excoriating reply. Until that point, I was still considering referring a large portfolio company to them for a big project. - Christopher Sacca
I think it invites bad karma to call them out by name at this point. If they materially f'd something up for me, I would feel better. But, being complete dicks at the quote phase isn't worth it. One of the likers above saw the thread though. :) (That said, if you are actively evaluating design firms in SF, just email me csacca@gmail.com) - Christopher Sacca
Let's just refer to them as excoriating.com - Ontario Emperor
It's really a very small world. I've never quite understood why folks burn bridges like this. - AJ Kohn
@AJ I was laid off from a law firm in 2001 and became general counsel of one of their biggest clients within a year. This is a really small valley, and because the firm handled letting us go with so much class, I was happy to do business with them. - Christopher Sacca
Wow, why and the world would you ever treat customers this way. I gotta speech when I worked a k-mart the customer is always right - Blackopsmanners
@Sacca: Exactly! Handle yourself professionally and be gracious because you simply never know what the future holds. It's a small merry-go-round here in SF and word spreads fast. You can recover from a failed venture but not if you're treating people poorly. In fact, you may fail (long-term) in a successful venture if you treat people poorly in the short term. - AJ Kohn
@Blackopsmanners: I'm not sure the customer is always right, but you never give the customer the proverbial finger. Sometimes you simply have to tell the customer that there isn't a match. Not a big deal really. Look at football, a QB may flourish in one system, but be a bust in another. Instead of trash talking, find greener pastures and, who knows, maybe the old team switches to the right system and they suddenly want you again. - AJ Kohn
Potential customer: "We're going with another company, but thanks" Cyrus: "I understand. Things have a habit of changing. Would you have any objection to me checking with you in 6 months?" I've often gotten customers who started off going with another company, but ended up not satisfied. Also, Silicon Valley is a very small place. Be a jerk and word will spread. - Cyrus Lendvay
this is probably a personal reaction from a vendor who has a fused personality - ie relies on the approval of others for their happiness - rejecting there products is a personal insult. - ben rogers
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wow that took alot of work to figure out I wish these people just worked for a living. I think they could cure cancer with as much brain power as they commit to evil - Blackopsmanners
You could say that about a lot of criminals in general. - Andrew Badera
I love mine. Wish it were bigger for swimming laps. - Michael Tefft
Oh it's all fun and games till the mote monster eats the family pet. - Geoff Schultz
Oh it's all fun and games till the Moat Monster eats the family pet. - Geoff Schultz
Yeah - ours isn't QUITE big enough to swim meaningful laps, but it does have an awesome waterfall thing. It's by far the best thing about Phoenix summers. 115F outside? No worries - just hop in the pool! Having a golden retriever that's CRAZY about swimming makes it that much more amusing. - Tad, better than boredom
As a kid, I always wanted a pool. If I had one, I wouldn't use it. Not having wash-and-wear hair is a big deterrent. - MiɳiMagɘ (AlwaysMiniMage)
via NoiseRiver
I might would have to shave my hair then Mini :D After another summer like this I might forget how horrible summers are here... - Tad, better than boredom
That's one thing that I miss about my parents houses, both of them have pools. - Louie
can't remember the last time I went swimming :( How I miss it so. - Justin Korn
I grew to love it as a youngun and then after starting school in NOLA realized that it was great and everywhere. I sometimes will do it ole skool and put the beans to soaking on Monday laundry day. I cheated this time. - Mathew A. Koeneker
hmm, red beans and rice nola style. so yummy. - Monique
mmm, read beans and rice and beer, skip the chicken - clarke thomas
For some yet to be determined reason my housemates youngling doesn't like red beans and rice. I shudder to think of what the kid will think of jambalaya. - Mathew A. Koeneker
Maybe it's just me but I have trouble finding photography blogs that stick for me, with very few exceptions. I get bored with photo blogs (i.e. mostly photos, little commentary), photo technique blogs, photo equipment blogs, photography-as-art blogs, and I just don't care about photo industry blogs, etc. And for the record, yes, I know my own blog falls into one of those categories. :) The best ones for me, like Thomas Hawk's blog, cover photography from many diverse angles. - Michael Hocter
I love looking a good photo blogs and flickr. I wish I had a good DSLR I use to dabble in film photog. I was in right when the digital was taking over. I found that a good camera and some quick reading and you will take good pics. To take great pics you have to have the eye. - Blackopsmanners
http://www.twipphoto.com. Scott Bourne, Alex Lindsay, et. al. The associated podcast is probably the main resource for me, but the blog also has good content. - Bill Crow
@Justin Korn (justinkorn): I've just been through my flickr contacts this week to add them as imaginary friends so why doing this I added them here, I also posted my fav list on my blog, so has killed several birds with one stone. ;-) Warning: I'll keep posting, on and on and on... ;-) - Kol Tregaskes
via NoiseRiver
I encourage anybody who has their FriendFeed follower stats memorized to read this, and wonder how your community is engaging. - Louis Gray
For me, there's at least 50 people following me who don't do anything on Friendfeed; presumably they signed up, checked it out, and left. In terms of "interesting stuff:" there's been a lot of talk about it, but I don't know what that means or what people are implying by it. Is it based on some objective measure of interestingness? Is it based on popularity
