"Millions of customers hoping for refunds on overdraft charges were left disappointed today after Britain's high street banks won a landmark case. The Supreme Court upheld the banks' argument that assessing the "unfairness" of overdraft charges is beyond the scope of the Office of Fair Trading (OFT), the consumer watchdog, which has been trying to use its powers to force banks to lower the penalties and repay the charges to customers. About one million people have already filed legal claims for refunds. Those cases may now be dismissed. " - Jam.es Reilly from Bookmarklet

When my parents found themselves in financial trouble a few years back I managed to arrange to get back over a grand for them by taking their bank to court over unfair charges (the bank didn't attend and they were awarded summary judgement). - Mark H