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Carlos R. Hernandez › Comments

Carlos R. Hernandez
Carlos R. Hernandez
Carlos R. Hernandez
Carlos R. Hernandez
Carlos R. Hernandez
Carlos R. Hernandez
Carlos R. Hernandez
Carlos R. Hernandez
Carlos R. Hernandez
Carlos R. Hernandez
Carlos R. Hernandez
Don't have a pension? Fear not. New 401(k) plans could make you feel like you do - Carlos R. Hernandez
Carlos R. Hernandez
For five months, I was my parents' death panel. And where the costly chaos of Medicare failed, a team of salaried doctors and nurses offered a better way - Carlos R. Hernandez
Carlos R. Hernandez
For five months, I was my parents' death panel. And where the costly chaos of Medicare failed, a team of salaried doctors and nurses offered a better way - Carlos R. Hernandez
Carlos R. Hernandez
Don't have a pension? Fear not. New 401(k) plans could make you feel like you do - Carlos R. Hernandez
Carlos R. Hernandez
East Bay Private School Faces Bank Takeover - http://sanfrancisco.cbslocal.com/video...
Brother Enrico featured in video - Carlos R. Hernandez
Carlos R. Hernandez
East Bay Private School Faces Bank Takeover - http://sanfrancisco.cbslocal.com/video...
Brother Enrico featured in video - Carlos R. Hernandez
Carlos R. Hernandez
The More Friends the Better - http://see.sc/pc7cfE
Financial advisers follow their clients into the world of social media - Carlos R. Hernandez
Carlos R. Hernandez
The More Friends the Better - http://see.sc/pc7cfE
Financial advisers follow their clients into the world of social media - Carlos R. Hernandez
Carlos R. Hernandez
The Debt Deal's Failure - http://ti.me/o3EaIO
The modern seesaw about the role of government began with Ronald Reagan, who rode to the White House in 1980 on a tide of frustration with high taxes and big government. He promised to cut both down to size. He succeeded with taxes, reducing rates across the board and closing loopholes. Although he raised taxes several times during his presidency, by the time he left office in 1989, taxes were at 18% of GDP, down from about 20%.But what he did not do was cut spending consistently. Spending under Reagan averaged 22.4% of GDP, well above the 1971--2009 average of 20.6%. Yes, much of this was for defense, but almost everything went up during his Administration. Farm subsidies, for example, rose 140%. If you lower taxes and don't trim expenses, there is only one way to make up the difference: by borrowing. The national debt tripled, from $712 billion in 1980 to $2 trillion in 1988. - Carlos R. Hernandez
Carlos R. Hernandez
The Debt Deal's Failure - http://ti.me/o3EaIO
The modern seesaw about the role of government began with Ronald Reagan, who rode to the White House in 1980 on a tide of frustration with high taxes and big government. He promised to cut both down to size. He succeeded with taxes, reducing rates across the board and closing loopholes. Although he raised taxes several times during his presidency, by the time he left office in 1989, taxes were at 18% of GDP, down from about 20%.But what he did not do was cut spending consistently. Spending under Reagan averaged 22.4% of GDP, well above the 1971--2009 average of 20.6%. Yes, much of this was for defense, but almost everything went up during his Administration. Farm subsidies, for example, rose 140%. If you lower taxes and don't trim expenses, there is only one way to make up the difference: by borrowing. The national debt tripled, from $712 billion in 1980 to $2 trillion in 1988. - Carlos R. Hernandez
Carlos R. Hernandez
The Debt Deal's Failure - http://ti.me/o3EaIO
The modern seesaw about the role of government began with Ronald Reagan, who rode to the White House in 1980 on a tide of frustration with high taxes and big government. He promised to cut both down to size. He succeeded with taxes, reducing rates across the board and closing loopholes. Although he raised taxes several times during his presidency, by the time he left office in 1989, taxes were at 18% of GDP, down from about 20%.But what he did not do was cut spending consistently. Spending under Reagan averaged 22.4% of GDP, well above the 1971--2009 average of 20.6%. Yes, much of this was for defense, but almost everything went up during his Administration. Farm subsidies, for example, rose 140%. If you lower taxes and don't trim expenses, there is only one way to make up the difference: by borrowing. The national debt tripled, from $712 billion in 1980 to $2 trillion in 1988. - Carlos R. Hernandez
Carlos R. Hernandez
How to Beat Roaming Fees While Traveling Abroad - NYTimes.com - http://travel.nytimes.com/2011...
Wireless data plans - Carlos R. Hernandez
Carlos R. Hernandez
How to Beat Roaming Fees While Traveling Abroad - NYTimes.com - http://travel.nytimes.com/2011...
Wireless data plans - Carlos R. Hernandez
Carlos R. Hernandez
How to Beat Roaming Fees While Traveling Abroad - NYTimes.com - http://travel.nytimes.com/2011...
Wireless data plans - Carlos R. Hernandez
Carlos R. Hernandez
'Gamification': A Growing Business to Invigorate Stale ... - http://www.businessweek.com/magazin...
For a monthly fee he promises to invigorate stale websites by turning them into video games. Visitors become players. If they perform certain tasks, such as commenting on articles or e-mailing links to friends, they earn points or badges. Paharia's company, San Jose-based startup Bunchball, has performed more than 50 online makeovers for NBC (GE), Playboy, and other large websites. "Our customers don't want to be game designers," says Paharia, 40. "They just want more page views." - Carlos R. Hernandez
Carlos R. Hernandez
The Way I Work: Gary Vaynerchuk - http://www.inc.com/magazin...
"Some people think I'm a huckster, but with the show, my intent isn't to sell our wine. It's to educate people about wine. There's a big difference. Too many companies think they want to do a video blog to sell merchandise, but if you turn your site into QVC, you lose. I have an audience that trusts me. It's about building a global brand—not selling four more bottles of Pinot Grigio." "We started working with Kerry Rhodes—a safety who now plays for the Cardinals—on spec. People are scared of doing spec work, but I believe it shows your willingness to hustle. We taught Kerry how to use Twitter and Facebook strategically to build his personal brand." - Carlos R. Hernandez
Carlos R. Hernandez
3 Tools Realtors Can Use to Increase Sales on the Web ... - http://mashable.com/2010...
Guest post from gist.com - Carlos R. Hernandez
Carlos R. Hernandez
YouTube - Google CEO Eric Schmidt on privacy - http://www.youtube.com/watch...
YouTube - Google CEO Eric Schmidt on privacy
Play
"If you have something that you don't want anyone to know, maybe you shouldn't be doing it in the first place." - Carlos R. Hernandez
Carlos R. Hernandez
Cell Phone Carriers Pitch Texting to Seniors - BusinessWeek - http://www.businessweek.com/magazin...
Just 42 percent of Americans aged 50 or older sent texts in any month last quarter, vs. 85 percent of 13- to 34-year-olds, according to researcher comScore (SCOR). GreatCall, which offers simple calling plans and handsets under the Jitterbug brand, expects the rate of texting among those 55 and older to hit 80 percent within three years, from 30 percent today. "The beauty of texting is that somehow it's psychologically embedded in us to respond immediately," says Michael Shore, a 58-year-old real estate agent in Beverly Hills who began texting this year to reach clients. "It's almost like being asked a question face-to-face." - Carlos R. Hernandez
Carlos R. Hernandez
One Minute on Facebook - Video - TIME.com - http://www.time.com/time...
Video displaying Time Magazine's clip about what happens on Facebook every minute - Carlos R. Hernandez
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