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I'm a home owner (ok condo)! I just got the keys to my new place. :0)
Tudor Bosman, Derrick, Anika and 4 other people liked this
Grats! Party at Dario's!
- Stephen Mack
from iPhone
Congrats!
- Carl Haynes
POKER TIME! :)
- Georgia Diehl
need a house (condo) warming party to "break it in"
- Mekkar
congratulations!
- Brian Johns
More bear fun http://www.sfgate.com/cgi-bin...
I'm starting to think we need special zoo laws. I was mad enough from the christmas incident, and almost wished all of the hoodlums had been mauled. But this is horrible. Shouldn't the guy be sentenced to a mental institute, at the very least?
- Dario Gomez
http://www.sfgate.com/cgi-bin... I'm not sure what trespassing is anymore?
Stephen Mack liked this
Ha ha. From the article: "...had Herron stayed longer in the grizzly grotto Sept. 26, its two ursine denizens would probably have mauled him to death. 'The defendant jumped an electrified wall and a separate fence, jumped 13 feet into a moat, perched himself in the grizzly bears' living area and showed no signs of leaving before zookeepers fired a shotgun and forcibly removed him,' said Brian Buckelew, a spokesman for District Attorney Kamala Harris. 'If that isn't trespassing, I don't know what is.'"
- Stephen Mack
Agreed. I can't believe that 'staying around a while' is a requirement for trespassing. So now I can freely cut through people's property, even if they have a fence and 'no trespassing' signs, because I'm not planning on sticking around? What??
- Kevin Fox
Can we wander around the white house lawn as long we don't expect to move in to the white house?
- Dario Gomez
Dario: Yes. But after the secret service shoots you, at the trial you'll be exonerated post-mortem.
- Stephen Mack
Good point Stephen. *note to self: don't run across the white house lawn*
- Dario Gomez
Home loan approved.
Mellissa Jane and Stephen Mack liked this
Grats!
- Stephen Mack
from iPhone
Thanks Stephen.
- Dario Gomez
What is it with people dieing at Marathons? http://news.yahoo.com/s...
Ouch, so three died in a half-marathon in Detroit? A 65-year-old, a 36-year-old, and a 26-year-old. That's out of 19k participants. I don't think that's the general fatality rate for half-marathons, but 3/19000 puts that activity almost exactly as dangerous as driving for a year (http://www.nsc.org/researc...).
- Stephen Mack
Finished Half Marathon #two for the month. 2hr 29 min or so finish. Next up 5k!
Fossil Huntress and Brian Johns liked this
Grats!
- Stephen Mack
from iPhone
Thanks Stephen.
- Dario Gomez
Escrow the Sequel: Double the rooms but will the ending change?
Davis Freeberg liked this
So I won the bid on the above linked property. I've been in this boat once before, so we shall see if I actually get to move into the place. The MLS listing for those that care MLS# 80945045
- Dario Gomez
Good luck!
- Brian Johns
Thanks Sparky, I'll need it.
- Dario Gomez
Having lived near this area (just across the water a bit), be safe.
- Neal Krummell
Hey Neal, really? How bad is it?
- Dario Gomez
Is it really Tardis like? How is it a 956 sq. foot living space on a 912 sq. foot lot?
- Stephen Mack
Good question. I'll see if there's a time lord involved.:) We'll see what the appraiser comes up with when it comes to square footage.
- Dario Gomez
I ran far, and now I have picture proof! http://www.asiorders.com/view_us...
Stephen Mack liked this
Apperently, we finished so close together I'm in one of the pics that a search for Sparky brings up. 45788-857-008
- Dario Gomez
I think I'm only in two of the pictures that they gave me. 45788-003-035 is the only reasonable one.
- Brian Johns
They must post the pics at the finish dependent on our finish time, because I'm not in some of the pictures that come up for my search. And the ones I'm in in yours, do not come up for me.
- Dario Gomez
I can't see Sparky in 857-008. But both of you are looking good in your solo shots.
- Stephen Mack
How much would you pay for this listing? http://www.redfin.com/CA...
No thoughts?
- Dario Gomez
Sorry Dario, missed this yesterday. I don't know the San Bruno neighborhood at all, so my answer is not really worth anything. My gut reaction is that 710 sq feet is really tiny, and I can't help but feel $345k is too much. I wouldn't feel comfortable paying more than $275k -- less if the neighborhood isn't good.
- Stephen Mack
Yeah, but Unfortunately we live in a government subsidized world. I ended up bidding 352,000 and am in third position. Both higher bidders are getting FHA loans. Very depressing that I'm in a housing market like this. If there was no FHA assistance I probably could get a place for 275k because people would actually have to save money to afford a home. /end rant.
- Dario Gomez
What about this one instead, it's in San Jose, but listed at 200k (which prbly means $230k) it's also a 3 bed / 2 bath which is the most popular size in case you want to sell or rent it later. http://www.redfin.com/CA...
- Davis Freeberg
Thanks Davis. That is kinda far from where I work.
- Dario Gomez
Oh and for general info the listing I first posted sold for 360k and they will not keep my bid in backup. So the house hunt continues.
- Dario Gomez
Real estate prices always go up, and when they don't, realtors cry to the government to prop them up.
- Cristo
The condo deal falls through.
So back to house hunting fore me. Though I think I learned a lot from my first adventure.
- Dario Gomez
On the bright side, at least now you won't end up getting it and then have regrets. Have you thought about buying an actual house instead of a condo? It'd probably mean that you'd have to move further away than you'd like, but from an investment standpoint, houses tend to do a lot better.
- Davis Freeberg
Ah, sorry Dario. Better luck next time. And I agree with Davis.
- Stephen Mack
Un-like (but yeah, keep trying and something even better will come along)
- Lani
Davis- Looking at houses this weekend. The ones in my price range aren't the best, and location wise probably puts me outside of hosting range for poker. Well on week nights at least. :0)
- Dario Gomez
One thing to consider about houses is that if you can get one cheap enough, you can fix it up and rent it out, so it doesn't need to be perm. If you can find something for 100 - 200K, in a year or two, you could easily get a renter to pay more than your mortgage and upgrade to something more ideal. I hear you on poker, I'm commuting over an hour both ways everyday to live out in the tules..
- Davis Freeberg
Hi Davis I'm not sure where you are from, but small empty lots in the SF Bay Area go for that price range. It kind of a painful market out here, and it's best we've had in years. Really depressing.
- Dario Gomez
The Bay Area is expensive, but there are still bargains outside of the city. Most of them are in Contra Costa, so if you are trying to center your life around the peninsula or silicon valley it can be more frustrating, but the point is that you shouldn't worry too much about having an hour + commute for a year or two, if it means that you could own a house that can help pay for the one...
more...
- Davis Freeberg
Happy Mexican Independence day!
Kurt Starnes and Stephen Mack liked this
Felice Grito de Dolores! (Am I saying that right, or do you say Fiesta Patria?)
- Stephen Mack
Honestly, my family doesn't really celebrate the holiday, as it's also my Mother's birthday (and when we were younger the start of the school year.) So either is correct for me. :)
- Dario Gomez
The Condo buying Saga continues- and I may have just made the stupidest move
So, as you know (or may not) I'm trying to buy a condo. It originally appraised at 40,000 dollars less than purchase price. That's a no go. So I went to another lender. New appraisel at 20,000 dollars less. So my move is to split the difference. The sellers comes down in price half and I put up half.
- Dario Gomez
The dumb part, this all really depends on the word of the appraiser and the hope that the bank accepts his appraisel and my loan goes through with no hitches. I had to do it this way because of a mysterious cash buyer now lurking waiting for me to fail to snatch the property away. So I have to hope my bid is still higher than this person. Wish me luck.
- Dario Gomez
I had the same problem when I bought my place. After five or six bids fell through b/c of the cash buyers, we upped it too much and had to pay more for the down deposit than what we were expecting. I guess the good news is that in a falling market this doesn't happen as much so if you get the condo it should only take a little time for things to catch up.
- Davis Freeberg
So you put down 20K more and they lower the price by 20K? That sounds like a win to me, assuming you can spare the extra 20K right now.
- Brian Johns
Good luck Dario, sorry this has been such a headache!
- Georgia Diehl
Sparky- With the higher appraisel it would 10k and 10k. The wild card is the cash buyer. If the seller can convince that person to come in at that price or higher, I lose. If not, I got a chance.
- Dario Gomez
An article on the issue I ran into: http://finance.yahoo.com/expert...
It seems I'm soon to be a home owner. My bid on a condo was just accepted. Why do I have a queasy feeling in my stomach?
Brian Johns, Erin "Wifey" Johns, Morton Fox and Anika liked this
Congrats! And *gulp*!
- Stephen Mack
Congrats!
- Anika
Congrats! I know the feeling... like, YAY I'm going to have a baby soon, then OH GOD I'm going to have a baby soon :)
- Georgia Diehl
Thanks All who have responded thus far. Uh, yeah Georgia that about the feeling. It's like cool I got a place, and oh my God, how much do I owe now? And do I really have to buy big boy furniture now?
- Dario Gomez
I don't think you have to buy all the furniture at once. Just slowly add to the collection. This is when craigslist comes in handy. You can find some awesome great quality stuff that people are selling due to moving and such...
- Georgia Diehl
Honduras- A democracy under attack http://www.facebook.com/ext...
A coworker of mine is from Honduras. It from her facebook page that I got the above link. I though it would be a good idea to show the other side of what is going on in a small poor third world nation with little defense against the international pressure it is now under.
- Dario Gomez
Oh and happy independence day!
- Dario Gomez
Stephen: Does this count as Celeberity number four for the week? Or because he died on sunday should we expect two more celebs to die? Or does a tv pitchman count as a celeb?
Forgot to add the link above. Pitchman Billy Mays died today at 50.
- Dario Gomez
Heh! I like that when a celebrity dies, you now think of me right away. When I saw the news this morning, I went ahead and updated my blog post and added a comment to the FF discussion. I do believe it counts as #4 this week, and that he counts as a celebrity.
- Stephen Mack
Thing is, the "deaths come in threes" superstition is so pervasive because it's non-falsifiable. Anyone who actually believes it will always be able to come up with excuses about why such-and-such a death does or doesn't apply. Your questions illustrate that point perfectly.
- Stephen Mack
The superstition is so vague that it ends up having zero predictive power, as well as having zero rational basis.
- Stephen Mack
And Dario, grats on your first actual post to FF!
- Stephen Mack
Stephen: Thanks, I forgot I've always posted to the poker forum. As for the celebrity death thing, well I like that you're trying to put an end to a stupid superstition.
- Dario Gomez
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