We follow digital convergence here at the Communities Dominate blog and digital money is another of those opportunities. Jim O'Reilly and I discussed how advanced South Korea was in this area, in one chapter out of our book Digital Korea in 2007. At that time we reported that all three mobile phone networks had enabled full mobile payments and for example five separate credit card services were enabled on the three networks and that the default setting for new credit cards in South Korea was to enable it to your mobile phone, with the traditional plastic card as the optional extra, sent to your home mailing address only if you wanted the plastic card as well. - Kyle Outlaw