It is impossible to be precisely accurate with the mortgage rate forecast, and the further in advance you try to predict mortgage interest rates, the greater the margin of error in the prediction. Your best course of action is to wait until the time you want to take out a mortgage, and use a mortgage calculator to determine how much you can afford, based on the interest rate at the time. - Mikhail Alexandrov
The safest choice of bond investment for your portfolio is Treasuries (and inflation-protected Treasuries). Only rarely do Treasuries offer the fixed-income world excitingly large returns. But their issuer -- Uncle Sam -- won't be going bankrupt. In troubled times, that is an important consideration. - Mikhail Alexandrov
