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Thomas Hawk
Fed engineers U.S. mortgage rate cut | Reuters - http://www.reuters.com/article...
Fed engineers U.S. mortgage rate cut | Reuters
"The Fed on Tuesday said it would confront the problem with $500 billion in MBS purchases which should help to lower home mortgage rates, helping to buoy housing demand, and address the root of the crisis that is undermining U.S. economic growth. The Fed's move on Tuesday had an immediate effect, with the 30-year mortgage rate plunging about 0.75 percentage point to 5.5 percent, according Bankrate, Inc. BestInfo, Inc., a Dover, Vermont-based mortgage data company, said the rate fell 0.625 percentage point, to 5.375 percent. "They are getting to the heart of the (housing) problem -- it's clean, it's quick, it's direct," said Todd Abraham, co-head of government and mortgage assets at Pittsburgh-based Federated Investors, Inc. which invests $344 billion. "It's a good way to bring down mortgage rates."" - Thomas Hawk from Bookmarklet
If you have an adjustable rate mortgage or a conforming mortgage with an interest rate over 6%, now might be a good time to start looking at refinancing. Yesterday's actions by the Fed effectively pushed mortgage rates significantly lower in a single day. It might also be a good time to consider refinancing your 30 year mortgage in exchange for a 15 year mortgage. If these lower mortgage rates incent borrowers this is good news. - Thomas Hawk
We refinanced to 15 years at 6.25 a little over seven years ago. Turned out to be a very smart move for us. Yes, we were proffered an ARM with the usual "promises," and told 'em we - Julie Barrett
Oops. Hit Enter too soon. We told 'em we'd take a chance on the conventional loan. Glad we did. - Julie Barrett
If you can afford it, a move from a 30 year mortgage to a 15 year almost always makes sense. Even though adjustable rate mortgage rates may be lower than fixed rates right now, locking in a low fixed rate is always smart. Getting a fixed rate under 6% right now is a smart move. - Thomas Hawk
Martial law economy is now in control - imran
We went to a 15 a year ago. Having no payments that much sooner means less risk and a longer time for wealth building. Highly recommended. - Dave Roth
Mona Nomura
The supercomputers behind World of Warcraft - WoW - http://www.wowinsider.com/2008...
The supercomputers behind World of Warcraft - WoW
I knew WoW's infrstructure was big, but i didn't think it was search-engine big. this is actually kinda scary... most WoW players always assumed that blizz must be doing well, considering 10m+ members at ~15$ a month... but if they're managing worldwide infrastructure at this scale, their margins must be pretty tight. - Chris Hollander
I used to run my own WoW server at home (never open to the public)... And bliz have made over a billion dollars out of WoW, they are doing extremely nicely ;) - alphaxion
@alphaxion: private servers are reverse engineered, not actual pirated blizz code, right? i've always wondered what the *actual* server architecture behind the realms is.... its clear that they have an authentication farm, and seperate servers for continent/instances (pooled by realm), and then battleground servers (pooled by battlegroup)... I doubt that the private servers that folks run are similarly segmented? - Chris Hollander
it's not just the code, it's the architecture and infrastructure and network layer etc. It's one of those things - somehow I would know where to start if I tried to do a normal web infrastructure, even a massive one, have done enough of that from ecommerce to search engines. But a game like Wow, working over UDP, with their one server per world/instance set up - it is a different approach and I'd be way curious. And yes, 11 million subscribers paying $15 per month is a heck of a cash flow - Joelle Nebbe (iphigenie)
Mona, you're right, I should have posted the link to the NYT article. I was a bit hasty and lazy, although it cant be bad for the site I found the information on - Joelle Nebbe (iphigenie)
What I had heard it was reverse engineered from code that had been leaked. I don't know how they're built now, it was back in 2005 that I had a play with them but you had a "world server" that controlled and sync'd everything, they were based on SQL so you could have easily split it into seperate servers for the different instances/continents etc. The ver I had you could even run it as a flat database file, but it was incredibly laggy - would take a good 10 minutes to enter a running state. - alphaxion
WoW universe is sharded, and as such, nothing spectacular architecture-wise (oh, it's nice, don't get me wrong). But if you want to see a real supercomputing cluster in MMOGs, check out EvE Online's single universe, and what it takes to run it. - Michael Bravo
@Michael: have a link to share? - Chris Hollander
Mona Nomura
Peugeot Brings Three Wheeled Eco Vehicles To Style - http://www.ecofriend.org/entry...
Peugeot Brings Three Wheeled Eco Vehicles To Style
Peugeot Brings Three Wheeled Eco Vehicles To Style
Show all
better than a Vespa! - Mona Nomura from Bookmarklet
HAHA - Mona Nomura
iron man? - Geoff K
It's a movie :) - Mona Nomura
sorta looks like a midget killer whale - Rodfather
could be the new inclosed Vespa! - Tony C
too much Alien to me... bleah :-/ - A.T.
I want one... I don't know why. - l0ckergn0me
It would never work for me. No place to put the Easy Rider Gun Rack ;) - Tony C
that's very cool.. - ادیب
It looks like a weird bug - I'd be afraid to tip over - Cheryl Allin from NoiseRiver
Peugeot has had some pretty cool ideias in the last years. Did this came from their design contest? - João Almeida from twhirl
In Atlanta it would get squished like the bug it is. - jeneane sessum
looks like an alienware vehicle. www.alienware.com - Chris Harris
that has costly hospital bills written all over it unless they change the infrastructure of transportation in this country and designate lanes for special cars such as these. - Cee Bee
I want one of these, except I want mine to be about thirty feet high and have six-foot-high wheels. That would be bad-ass. - Nathan Rein
Looks like a giant vacuum cleaner. - Jonathon
I'm really enjoying the sudden plethora of green concept cars. - Jason Wehmhoener
it is the most useful vehicle when it is traffic jam ))) - obolonskyi
I wonder if a helmet is required......? - Mona Nomura
Does it come with an option to be transported directly to the cemetary after an accident. I mean, it would be a great complimentary service to go with your new rolling coffin. - Louie
I'd rather have a Vespa! - Oli Kenobi
Well, this ride is weatherproof -- you gotta give it that. But I was looking at a Yammy scooter today. Very nice: costs about $3 thousand and gets almost a hundred MPG. But my cargo bicycle cost half that, goes nearly as fast, and burns my waistline, not dinosaurs. We're over-complicating transportation. - Chris Baskind
It looks like a little penguin on wheels.;-) - Cathryn Hrudicka
The Peugot Penguin works on several levels. You're hired. - Chris Baskind
Mona Nomura
Canova's Dual-Touchscreen Notebook Coming within Two Years - http://blog.laptopmag.com/v12-des...
Canova's Dual-Touchscreen Notebook Coming within Two Years
Canova's Dual-Touchscreen Notebook Coming within Two Years
Canova's Dual-Touchscreen Notebook Coming within Two Years
...it looks like an oversized DS Lite - Mona Nomura from Bookmarklet
An oversized DS lite that costs a fortune:) - Gordon Swaby
it looks like two tablet-pcs strapped together - sdfx
Giant eBook - Susan Beebe
Oh, look, another piece of technology designed to say "Screw you, buddy, you can't use me!" :P - Alexander Williams from NoiseRiver
A very expensive mirror - Mona Nomura
I wonder how heavy that would be.. 3kg? - Winston Teo
Winston, that is SUCH an Asian thing to say LOL - Mona Nomura
@Mona Haa! Why's that so? Aren't you guys concern about weight? I mean would anyone buy an iPhone if it's like ermm.. 1kg? - Winston Teo
All my Japanese friends' complaints about the 3g iphone? It's too thick and heavy HAHA - Mona Nomura
HA.. Well, I guess we are always trying to make things as small in size as possible, cause most Asians probably have smaller hands. =) - Winston Teo
Scott Beale
This is a travesty. - DAVE ID
mmmmmmmmmmmmm Bacon......... - nesman89
Sounds disgusting! - Dom
Considering I'm a Yoder, I know you can can anything! - Denise
Note: add to office Christmas party gift list... - John Ruth
"a shelf life in excess of 10 years" - Taking the RE out of MRE - Jason Phillips
best part is the bottom of the website "Are you ready? only 197 days 'til Christmas!" - Adam Cohen from twhirl
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