"Even though it can be easy to fall into the debt trap when you use a credit card, the truth is that sometimes it’s best to use a credit card. It’s true that you can use a debit card in much the same way as a credit card, but there are some things a debit card is missing. Many banks tell you that you can have similar protections with a debit card branded with a major credit card company logo, but there are different requirements in effect to receive that protection." - Shevonne from Bookmarklet