"Setting up a budget can be mind-numbing, especially if you aren’t a fan of math, but knowing where your money is going is the key to being able to make your dreams happen. Not all at once of course, unless your Trump-rich, but you can make anything happen with a little patience, and some attention." - Shevonne from Bookmarklet

I've finally set up a budget and made a list of all we owe. It was sobering, yet helpful. We're not nearly as in debt as I imagined and it helped to see that it's manageable. Now I finally have a set plan to start paying debt down. And it doesn't have to be mind-numbing if you can use a spreadsheet. - Running Slow

I use Mint.com, and it has really helped. I think the only thing that they can improve is the ability to create next month's budget. - Shevonne

http://www.youneedabudget.com/. You Need a Budget is THE best app out there. I can't recommend it enough. - Akiva